CONTENTS

Acknowledgements……………………………………………………………. 4
Abstract……………………………………………………………………….. 6
Chapter 1: Introduction……………………………………………………… 7
Chapter 2: Literature review………………………………………………… 11
Chapter 3: Methodology……………………………………………………… 32
3.1 Research approach to examination of Risk Market ………………………. 33
3.1.1 Research philosophy and design………………………………………… 34
3.1.2 Research strategy and materials…………………………………………. 35
3.2 Ethical issues and procedure………………………………………………. 36
3.3 Population and sample…………………………………………………….. 37
3.4 Data collection, editing and coding……………………………………….. 38
Chapter 4: Research findings……………………………………………….. 40
Chapter 5: Conclusions and Further Research …………………………… 55
Chapter 6: Recommendations and future intentions………………….…… 61
Chapter 7: Self-reflection on own learning and performance………..…… 66
Chapter 8: References……………………………………………….………. 72
Chapter 9: Appendices………………………………………….…………… 78
Appendix 1 (Research Questionnaire)………………………………………… 78
Appendix 2 (Transcripts – Interview A through E)…………………………… 80